About

Our expertise and the connections we’ve developed within the Pacific Northwest real estate area means we can alert you to investment properties that rarely hit the open market; then we can guide your transaction every critical step of the way to a successful and profitable conclusion.

The brokers at Pacwest Commercial Real Estate bring their individual experience and talents together to supply a wealth of knowledge and expertise to investors of all levels.

Rene Nelson has been in the real estate investment brokerage and lending business since the early 1990s.

Brent McLean was first licensed in the 1980s. He reactivated his license in 2001 after being on inactive status for about 25 years.

Kevin Reed has been working in the sales and marketing industry since the 1980s.

Pacwest Commercial Real Estate, Inc.
Licensed in the State of Oregon
Rene’ Nelson, CCIM Principal Broker License #890500024
Kevin Reed, CCIM License #200403262
Brent McLean License #780303861

  • Share/Bookmark
  • Real Estate Terms

    Debt Coverage Ratio
    Debt coverage ratio measures the property’s ability to cover the monthly debt load from the cash generated from the property. Lenders use this formula to determine if the property will generate enough cash to cover the loan amount requested plus the other monthly rental expenses (property manager fee, water, sewer, etc).

    A debt coverage ratio of less than 1 means there is not enough cash flow to pay back a mortgage loan. Most lenders are looking for a coverage of 1.35 which means the property will need to generate 1.35 or (35% more) in cash above and beyond what is required to pay the monthly mortgage payment.

    Call us today at (541) 686-8246 for a list of lenders who can provide you more information on current debt coverage ratios. Don’t rely on the internet for something as important as your financing needs for your commercial properties.”